Quote vs estimate.What the difference means for a UK trade.
Updated 13 October 2026 · 4 minute read
Short answer
In the UK a quote is a fixed price for agreed work, and the trader cannot normally charge more unless the customer agrees to extra work or the price was an obvious mistake. An estimate is the trader's best guess at the cost. If the final bill is much higher than an estimate the customer can dispute it, and the price must be reasonable.
Quote
A quote, also called a quotation or a fixed estimate, is a promise to do the work at an agreed price. Once the customer accepts, that is the price, unless they agree to extra work or the price was obviously a mistake.
Estimate
An estimate is your best guess. It gives the customer an idea of cost when you cannot fix the price yet, for example before you have opened up a wall. If the final bill is a lot more than the estimate, the customer can dispute it. The law says the price must be reasonable, without defining reasonable, so you have to agree it between you.
Which one should you give?
- Give a quote when you can see and measure everything the job needs. Customers prefer certainty and are more likely to accept.
- Give an estimate, and call it an estimate, when there are unknowns you cannot price yet.
- Or give a quote with provisional sums: a fixed price for what you can see, and clearly labelled allowances for what you cannot.
- Whichever you give, put it in writing and say what is excluded.
Avoiding disputes
Most arguments about price come from scope that was never written down. Itemise the work, list exclusions, and if the job changes, send a revised quote for the customer to accept before you do the extra work. In Upheld a revised quote goes out as a new version on the same link, so there is always one agreed price.
Common questions
Can a builder charge more than the quote?
Not normally. Citizens Advice says a trader cannot charge more than they quoted unless the customer agreed to extra work or the price in the quote was obviously a mistake.
How far over an estimate is acceptable?
The law does not set a percentage. The final price must be reasonable, and if it is a lot more than the estimate the customer can dispute it.
What is a provisional sum?
An allowance in a quote for work or materials that cannot be priced yet. It is replaced by the actual cost, so label it clearly and explain how it will be settled.
Sources
General information, not legal or tax advice. Check the source for your situation.
Read next
How to write a quote for a job (UK guide for trades)
What to put in a quote for a job in the UK: your details, the scope, itemised prices, VAT, validity, deposit and cancellation rights. With a checklist and an example.
Deposits for building work: how much to ask for (UK)
How much deposit a UK builder or trade can ask for, what the law says, what consumer advice tells homeowners, and how to take a deposit without putting the customer off.
How to price a job as a tradesman or contractor (UK)
How to price a job properly: materials, markup, labour, overheads, profit and VAT. A worked example for UK trades and contractors, and how to price faster.
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